PayPal vs Square

Which no-code tool is better for your project? Compare features, pricing, and more.

PayPal

PayPal

The safer, easier way to pay and get paid online.

4.2
Try PayPal
Square

Square

Power your entire business — payments, POS, and more.

4.3
Try Square

Quick Verdict

PayPal is best for e-commerce payment acceptance. Square is best for retail point-of-sale. Not sure? Let our AI recommend the right one.

FeaturePayPalSquare
PricingContactContact
Pricing Modelpaidfreemium
Rating4.2/54.3/5
AI Features✓ Yes✓ Yes
Founded19982009
Company Size10000+10000+
Key Features
  • Online payment processing
  • PayPal Checkout (branded button)
  • Invoicing and billing
  • Buyer and seller protection
  • Venmo integration (US)
  • Point-of-sale (POS) system with hardware
  • Online payment processing
  • Invoicing and estimates
  • Square Online (website builder)
  • Team management and payroll
IntegrationsShopify, WooCommerce, BigCommerce, eBayWooCommerce, QuickBooks, Xero, Zapier

PayPal — Pros & Cons

Highest consumer trust and recognition globally
Buyer protection increases conversion
400M+ active accounts ready to pay
Easy setup with no monthly fees
Higher fees than Stripe for most use cases (2.99% + 49c)
Account holds and limitations can be frustrating
Developer experience inferior to Stripe

Square — Pros & Cons

Excellent for in-person + online payment unification
No monthly fees for basic POS
Clean, integrated ecosystem
Transparent flat-rate pricing (2.6% + 10c in-person)
Online-only processing fees are higher than Stripe
Less developer-friendly than Stripe for custom integrations
Account stability issues for high-risk categories

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